Mashable: Personal Finance with User Tips

Kristen Nicole about Mashable...

When it comes to personal finance, there are a number of web tools that have emerged in the past year that provide custom options for tracking your own spending and saving trends. Eventually, such third-party services will be deeply integrated with our online banking institutions and even easier to do things financially, in an automated manner.

Until then, we still rely on what automated tools the banks and credit card companies provide us for the use of such third party services, and do the rest manually. iexpenseonline is the latest to launch a personal money-management tool, and it may look a bit more boring than some of its current competitors like Mint, but it provides many of the same tools.

You can insert your data, set up budgets, track your spending and stay on target with your ultimate goals. One useful aspect of of iexpenseonline is a series of pre-formatted budgeting plans you can use for your own purposes. Unlike some of its competitors like Geezeo, however, iexpenseonline doesn’t have a direct social interactive component.

But there is a user-generated tip library where you can submit tips for managing money. Other users can rate tips so the most useful tips will be more prominent. While social components aren’t particularly necessary for a personal finance tool, I wouldn’t mind seeing some additional mobile integration as well.

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